l o a d i n g   y o u r   d r e a m s . . .
Hi, we are CST LOANS
Have a look at our website
who is cst loans?

CST for Loans is majority-owned by CST Holding, a group specialised in credit insurance third-party administration (TPA) since 1997 and present in several countries.

CST for Loans has provided almost US$10 Million in small loans for individuals and companies across Lebanon since 2010.

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why choose cst loans ?

CST for Loans is your choice for lending needs when traditional bank lending is not possible for various reasons. We are quick to respond (48 to 72 hours generally) and most often require no collateral, mortgages, salary domiciliation or other forms of security from the borrower.

At the same time, CST for Loans has strict selection criteria designed to avoid excessive debt burden on the borrower and protect the portfolio from credit default or payment delays.

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Meet our team

raja abdallah

saleh srour

rachel rached lattouf

rawad al rahbany

Raja is current General Manager of CST for Loans as well as a founding partner. He comes with a banking background including several years of credit operations and risk management. Raja is an engineer by training and early career; he is also a business and financial consultant to various companies in Lebanon and abroad. Raja holds and MBA and CFA certifications.
Graduated from "La Sagesse" university in 2000, holds a masters degree in law. Saleh previously worked for the "Beirut Chamber of Commerce and Industry". Saleh is in charge of all legal matters and issues, and assist the management in most duties, in addition to a close follow-up on unpaid and recoveries.
Graduated from “Institut supérieur des Etudes Commerciales (ISEC)” in Management and Marketing studies and holds a Bachelor degree from the “Université du Québec à Chicoutimi”. Rachel joined CST group in 2005 and have been involved in many positions. Rachel is the current selection and operation manager.
Graduated in business marketing from Pigier institute. Rawad built a large network of merchant dealing with CST for loans through its consumer loan product. Rawad is the sales manager with more than 12 years experience in the field.
our clients

Our clients are individuals and small companies in need of credit for various reasons and who cannot or do not want to resort to a transitional bank loan. Part of our portfolio is dedicated to financing individuals who wish to acquire and pay by installments electrical appliances, furniture, travel packages and other consumer large goods. Small companies come to us to finance expansion, improvements or simple working capital. In all cases, borrowers must be above the age of 21 and provide proof of income as a minimum, i.e. the ability to settle their monthly installments in full and on time.

While banks are competing for large retailers
and middle and high income consumers, our aim is to target
Low income individuals and families
Blue collar workers, small businesses, armed forces personnel ,
self-employed and entrepreneurs
No real competition with banks and financial institutions
Clients are served by our network of small to medium-size merchants.